Heat oil in a large skillet or Dutch oven over medium. Sauté onion 3 min. Add garlic and ginger; cook 1 min.
Stir in curry paste/powders; cook 30–60 sec until fragrant.
Pour in coconut milk and stock. Scrape the pan; bring to a gentle simmer.
chickpeas: simmer 3–4 min to heat through.
Add bell pepper and carrots; cook 4–5 min until tender.
Add peas and spinach; cook 1–2 min until peas are hot and spinach wilts.
Stir in soy sauce, brown sugar, and lime juice. Taste; add salt and chili.
Adjust thickness: simmer uncovered to thicken, or add a splash of stock to loosen.
Serve over rice with lime wedges (and cilantro if you like).