Make the Batter: Whisk flour, egg, milk, water, butter, and salt until smooth. Let rest 10 minutes.
Cook the Crepes: Heat a non-stick pan over medium heat. Pour a thin layer of batter and swirl to cover. Cook for 1–2 minutes per side until golden. Repeat.
Prep the Filling: Slice all fruits and set aside.
Melt the Chocolate: Heat chocolate and milk in the microwave or over a double boiler until smooth. Stir well.
Assemble: Fill each crepe with sliced fruit, fold, and drizzle with melted chocolate.
Serve: Add sprinkles or powdered sugar if desired. Serve immediately.